Category Archives: Delinquency and Default

Delinquency Rates Edge (Further) Down

Posted on March 5, 2011 by Ryan Hinricher

Both Freddie Mac and Fannie Mae reported on severe mortgage delinquency rates this week.  The overall message is that delinquency is down.  Severe delinquency is improving each month and year-over-year the improvements are significant.  Severe delinquency is defined by both institutions as 90-days or further past due. Here are some … Continue reading →

Declines in Delinquency Could Forecast End of Housing Crisis

Posted on September 29, 2010 by Ryan Hinricher

Fannie Mae reported that its percentage of loans in serious delinquency (90 days past due or more) declined to 4.82% in July from 4.99% in June, but higher than the 4.17% in July, 2009. These numbers are off the peak of over 5.5% earlier this year. Here’s a good graphic … Continue reading →